Third Party covers the required liability insurance required by law. This type of insurance will provide cover for anyone that you may be in an accident with and does not cover you in any form.

Similar terms to that of Third Party however, it also includes cover if fire or theft affects your vehicle.

Comprehensive vehicle policies normally (check the policy) cover all of the above plus any accidental damage to your own vehicle, medical expenses and the loss of personal items within a limit, along with any medical expenses incurred to a specified limit.